Auto and Car Insurance Peoria Arizona

Are You Looking For Affordable Auto Insurance?

Who isn’t, right! With hundreds of commercials running for various carriers’ day after day, it is hard to forget that you need auto insurance… But what is with all this, “switch and we’ll save you $500”? Certainly, they should be able to help, right? Maybe… But the truth is, there are hundreds of carriers out there that don’t run expensive television ads. And they offer some pretty amazing rates! That is why you need a trusted insurance advisor by your side. At The Plemons Group, we are all about finding our clients the best insurance at the best rate for their particular circumstance.
Auto-Insurance

WHY DO I NEED AUTO INSURANCE?

Well, that answer is pretty simple. Auto insurance is designed to protect you and others out on the road from a variety on things, but most common use is due to an auto accident. Most people don’t want to think about something like that happening, but the reality is that according to the Arizona Department of Transportation, there were 127.056 crashes in Arizona in 2018 (most recent statistic). If you really want to see the numbers, consider this:

  • Approximately 2.77 people were killed each day in motor vehicle crashes
  • A person is injured roughly every 10 minutes due to a motor vehicle crash
  • In Maricopa County alone, there were 93,813 crashes in 2018.
    – That is 257 car accidents a day just in Maricopa County!
  • The average fatal motor vehicle crash costs $1,530,000 according to breyerlaw.com
  • The average motor vehicle crash with minor injuries costs $38,000
  • The average motor vehicle crash with moderate injuries costs is $255,000

HOW MUCH COVERAGE DO I NEED?

How much coverage a person or family needs is largely dependent on their financial situation. There are so many factors to cover, it is difficult to put them all here, but we would encourage you to sit down with one of our licensed agents to discuss just that. We will go through a complete risk assessment to determine just how much insurance you need to protect you and your family. Truth is, the difference between a 100/300 plan and a 300/500 plan is not that much! There is no sense in overpaying for insurance or being underinsured

coverage

HOW DO I GET A FREE QUOTE

To get a free auto insurance quote, simple complete the form below or give our office a call at (480) 676-5721. Ideally, we prefer that you come into our office so that we can discuss your specific situation and coverage options. To prepare for your visit, you will need the following:

 

  • Basic Personal Information
  • Current Car Insurance Company
  • Current Level of Coverage
  • Vehicle Information (VIN, mileage, safety features, upgrades, modifications, etc)
  • Annual Miles Driven
  • Driving History
  • Home Ownership
  • Assets That Need To Be Protected
  • Financials

Plemons FAQ

How Long Does It Take To Get An Auto Insurance Quote?
When submitting a request for a quote on Auto Insurance, you will typically receive a response from us within 24 to 72 hours.
What Does Auto Insurance Cover?
There are a variety of coverage options that can be chosen. This creates a spectrum of coverage all dependent on your specific needs. From full coverage, liability, to motorcycle insurance, speaking with an agent today will ensure you get the coverage you are looking for.
Is Auto Insurance Mandatory?
Each state has their own specific laws, but in the state of Arizona it is required to have Bodily Injury and Property Damage Liability coverage at the least.
What Happens If I Don’t Get Auto Insurance?
If you are caught driving without auto insurance, you can face three penalties to be exact: (1) a fine of at least $500; (2) driving privileges suspended; and (3) an SR-22 requirement for 2 years. Whether it’s your first or sixth offense, the court can always attach additional fees or penalties.
Will Auto Insurance Companies Share My Information With Each Other?
Auto insurance companies do not share information, but there is a national database called CLUE where agencies can find the following basic information about any driver:

  • Your Name
  • Address
  • Date of birth
  • SSN
  • Previous claims that insurers have paid
  • Previous claims that insurers have denied
  • Serious inquiries you have made to your agent or adjuster

 

What types of auto insurance coverage does The Plemons Group offer?
While specific coverage options aren’t detailed, The Plemons Group provides comprehensive auto insurance services. For precise coverage details, it’s recommended to contact them directly
Do they provide customized insurance plans based on individual driving habits and needs?
The Plemons Group emphasizes personalized service, offering free consultations to help clients make informed decisions about their insurance needs. This suggests they tailor insurance plans based on individual driving habits and requirements.
How does the claims process work if a policyholder needs to file an accident claim?
Specific details about their claims process aren’t provided in the available sources. Generally, insurance agencies assist policyholders in filing claims, guiding them through documentation, and coordinating with insurance carriers to ensure efficient processing.
Do they offer discounts for safe drivers, bundling policies, or multi-car households?

While The Plemons Group doesn’t list specific discounts, many insurance providers offer savings for:

  • Safe Drivers: Rewarding those with clean driving records.
  • Bundling Policies: Discounts for combining auto with home or other insurance policies.
  • Multi-Car Households: Reduced rates for insuring multiple vehicles under the same policy.
Does The Plemons Group offer consultation services to help clients choose the best coverage?
The Plemons Group offers free in-home or in-office consultations to help clients make informed decisions about their insurance needs.

For personalized assistance and detailed information, you can reach The Plemons Group at (480) 676-5721 or schedule an appointment through their website.