Homeowners Insurance Quote in Peoria, AZ
DO YOU HAVE THE RIGHT HOMEOWNERS INSURANCE COVERAGE?
The challenge most homeowners have is that they are not properly insured. Typically, they don’t find this out until there is a claim on the property. Then they get the bad news that the online policy that you signed up for really wasn’t doing what you thought it was doing. The truth is, there is a lot that goes into finding the right coverage for a client. Sadly, those quick, online policy quotes don’t necessarily ask you all the right questions… This is where we come in. At The Plemons Group, we take the time to get to know our clients to ensure that when they walk out the door, they can rest easy knowing that they are covered in the event of a loss.
FIND THE LEADING HOMEOWNERS INSURANCE COMPANIES IN PEORIA, AZ
Buying a home is one of the biggest financial decisions you will ever make in your lifetime, and once the deal is done, protecting your asset is your top priority. Homeowners insurance offers you protection should the unexpected occur. As one of the leading home insurance providers in Peoria, AZ, The Plemons Group is there for you at this exciting stage in your life. We offer access to a range of insurance carriers to ensure that you receive the most extensive policy that suits you, your family and your circumstances.
GET HOMEOWNERS INSURANCE TO PROTECT YOURSELF FROM LIFE’S SURPRISES
Homeowners insurance is one of the smartest purchases you will ever make. These policies protect you from disasters such as fire, flooding, theft, damage and more, while also protecting you from claims occurring on or around your property. At The Plemons Group, we work directly with our clients in Peoria, AZ to ensure that they are matched perfectly to the policy that is right for them. As the leading providers of online homeowners insurance, we strive to create an easy and convenient service for protection of your home and finances.
SO WHAT DOES THE TYPICAL HOMEOWNERS INSURANCE POLICY COVER?
Some of the more common covered perils include the following:
- Fire and smoke damage
- Weather related damage, such as wind damage or hail
- Water damage from internal sources, but not from flooding
- Theft of personal property
- Damage caused by snow or ice on the roof (such as a collapse)
- Damage from civil disturbances
- Explosions (like gas explosions)
- Damage caused by motor vehicles or aircraft
Did you know that most homeowner’s insurance policies will also provide coverage for content not affixed to the house? This is a little known feature of most homeowners insurance policies but you guessed it, theft of personal property is typically a covered event.
Perhaps the second most important function of a homeowners insurance policy is liability coverage. Like personal property coverage, personal liability coverage covers occurrences that happen on your property as well as away from the premises. If a guest slips and falls on the walkway to your home, that’s probably covered. If you accidentally knock a golf buddy unconscious at a tournament and the injured party sues you, that may also be covered by personal liability coverage. It pays for court or medical expenses up to your coverage limit if it’s determined that you’re liable and that the claimed occurrence was an accident and not intentional. The key is determining how much liability insurance you need…
Lastly, there are a variety of other coverages that exist depending on the carrier. Things like pools, trampolines, pets, flood, valuables, guns, weather, earthquake, additional structures, and more can be added or excluded from a policy. That is why it is important to sit down with a licensed agent and understand exactly what you need based on your circumstance. Because we work with a variety of carriers, we provide our clients with an unbiased approach. We are not here to sell you one carrier over another. We are here to get you the coverage you need at the best possible rate.
CALL TODAY FOR A HOMEOWNERS INSURANCE QUOTE THAT SUITS YOUR LIFESTYLE
There are many options for homeowners insurance in Peoria, AZ, but for the most comprehensive guidance in choosing a policy, you can count on The Plemons Group. Do yourself a favor, fill out the form below or give our office a call at (480) 676-5721.