What You Need to Know About Medicare
Medicare-eligible people may enroll in either Original Medicare, which is the traditional program provided by the federal government directly, or a Medicare Advantage plan, a private insurance plan offered by insurance companies through a contract with the government.
Which plan should you choose? What will work best for your situation and cover your costs effectively? The Plemons Group can help you answer these questions and more. Call (480) 676-5721 today and schedule an appointment to discuss Medicare insurance plans with one of our experienced agents. We can help you understand the program and how to use it to your advantage.
WHAT DO MEDICARE PLANS COVER?
The Original Medicare program is divided into two parts. Medicare Part A covers healthcare costs related to care and treatment received in a hospital or skilled nursing facility. In some cases, Part A may cover at-home care.
Part B covers medical supplies and services that are required to treat the insured patient’s condition. Expenses typically covered by Part B include outpatient care, preventative care, durable medical equipment, and ambulance expenses. Part B also covers home health services, like physical rehabilitation or speech-language pathology, if these services are ordered by the patient’s doctor.
WHEN SHOULD I ENROLL IN MEDICARE?
Are you still working? Are you part of a union group health plan or employer-sponsored group health plan? You may not need to enroll immediately. For a complete consultation about your Medicare situation, and to receive firm advice about your first step toward Medicare, call The Plemons Group at (480) 676-5721. We will guide you through the process.
The Plemons Group is here to help.
Here are some common Insurance Terms that will help you get a better understanding